Top 6 Life Insurance Companies for Seniors in November 2024

Guardian Life

This is a smart coverage choice with few complaints and flexible payment options, and a range of term and whole life policies designed to fit diverse needs.

MassMutual

Looking for term life insurance with generous coverage? This might be the perfect option for you with no limit to how much term life coverage you can buy.

Northwestern Mutual

With high customer satisfaction scores and consistently paid out dividends each year this company is the largest insurer in the U.S.

New York Life

Provides the best coverage range from $25,000 to over $1 million and issues policies for applicants up to age 75 for term and age 90 for whole life insurance.

State Farm

This one stands out for its exceptional customer service and a great reputation few complaints and customizable coverage, a perfect choice for seniors who want a say in managing their policies.

USAA

USAA allows you to convert your term policy to permanent coverage before it expires, and also offers a guaranteed issue policy, so you can skip the health questionnaire and medical exam.

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